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Best for low out-of-pocket costs
Everest’s Flex Term Health Insurance includes four coinsurance options, including 0% coinsurance, five deductible choices, and four coverage maximum options, with limits up to $1.5 million.
Availability is based on your state of residence. Pricing is based on age.
Understanding Short-Term Health Insurance
For self-employed individuals or those between employer health plans, a Term Medical Plan offers essential medical coverage during gaps in insurance.
While premiums for these plans are affordable, they offer fewer “essential health benefits” compared to comprehensive ACA health plans. These plans are flexible and can be used for 1 to 12 months, with the option to cancel at any time without penalties.
After you request a quote, you’ll see the available health insurance options based on your state of residence.
Flex Term Health Insurance Plan Options
- Deductible options ($1,000, $2,500, $5,000, $7,500, or $10,000)
- Co-pay : $50
- Co-insurance options (50/50, 70/30, 80/20, or 100/0)
- Coverage period maximum ($250,000, $750,000, $1,000,000, or $1,500,000)
- Length of coverage options
- Eligibility 18-64 years old (child only coverage for ages 2-25)
- Monthly or pre-pay payment options
- Free-look period
Availability is based on your state of residence. Pricing is based on age.